These Acronyms are Making Me CRAZY: ESL, EFL, EAL, ELL, TEFL, TESL, TESOL, CELTA....



As someone who promotes English teaching-training programs at a university for a career, I'm constantly being asked by potential students, institutions, and even experienced teachers what all these acronyms stand for and what's the difference between them. I get questions like "Should I take a TEFL class or a TESL class?" or "What's the difference between ESL and ELL?" all the time, so I wanted to write a quick blog entry to address the confusion.

Before I start to break down some of these acronyms, it's important to note that so many acronyms exist simply because the field of English language education is constantly evolving and becoming more specialized; especially over the last couple decades. Some of these terms may sound similar and may lead you to wonder, why do they all exist, however these slight differences can impact significant decisions like: Which type of course is best suited to my career goals? What are my students greatest needs? What lessons or topics should I cover in my classes...and so on.



Let's start with EFL, ESL, EAL, ESOL and ELL, which are commonly used to refer to who your students are what your students will be studying.

English as a Foreign Language (EFL):
The term EFL characterizes courses where English is being taught to non-native English Speakers in a context where English is not the first language used. A example of this would be a English language class in China. The students, who do not speak English as their primary language, could be called EFL students.

English as a Second Language (ESL):
ESL has been traditionally used to describe non-native English speaking students who are studying English in a country where the first language is English. For example, if a Japanese student came to Toronto to study English, this student could be referred to as an ESL student or someone who is studying ESL.

English as an Additional Language (EAL) & English for Speakers of Other Languages (ESOL):
As a result of criticism over the use of the term English as a Second Language, new acronyms have arisen to describe the same field of study. Essentially experts in language learning thought that since many language learners can already speak a second language, third language, fourth language and so on, assuming English would be their second language is inaccurate and this term needed to be replaced. So in ESL's place, people began using EAL and ESOL. These 3 terms fundamentally mean the same thing and are often used interchangeably.

English Language Learner (ELL):
Along the same lines as EAL and ESOL, the term ESL student has also been largely replaced in many countries for the same reason. As many people who are studying English already can speak a second language, the term was replaced by a much broader title: English Language Learner (ELL)


Now on to the variety of course / program acronyms that describe the options that are out there to future English teachers.

Teaching English as Foreign Language (TEFL):
TEFL courses provide students with the skills and expertise to teach English to non-native English Speakers in a country where English is not the first language. These courses are specifically for people who wish to teach English in a foreign country. Besides learning how to teach in a foreign context, these courses may also provide practical advice on things like how to find a job abroad, what to expect when living abroad, dealing with employers/colleagues from different cultures, etc.

Teaching English as a Second Language (TESL):
Like the difference between ESL and EFL, these courses are developed for people who wish to teach English to non-native English teachers in a country where English is primarily spoken. For instance, if Dave wanted to stay in the U.S and teach English, he should take a TESL course. These courses may also provide future teachers with the knowledge of how to help students cope with their new surroundings and the language barriers they may be facing since coming to that country.

Teaching English to Speakers of Other Languages (TESOL):
In my experience, TESOL courses seem to be the least consistent in terms of their direction and who they are intended for. These courses seem to cover the basics of teaching English in both English speaking countries and abroad, although some will be directed at people that want to teach in a foreign country, while others will be just for people that want to teach at home. To add to the variety of courses that may fall under the TESOL title, many of the TESOL courses out there have been designed for students whose first language is not English, but they wish to learn the skills necessary to teach English to other non-native English speakers. Although the term TESOL can be a bit vague, there are many great TESOL programs out there and it is important that you determine the objectives of a TESOL program before enrolling in that class.

Certificate in English Language Teaching to Adults (CELTA):
CELTA is a widely respected TESOL course run under the umbrella of Cambridge University. It cover the essentials to teaching English in any context in great detail. To many people, CELTA is generally viewed as the industry benchmark because of its standardized instruction and international reputation, however, there are many international TEFL and TESOL certification programs offering training, testing and support that exceeds CELTA. My wife actually took a CELTA program and she was generally happy with her course. At the same time, the TEFL course I took a year earlier seemed to cover the same content for half the price. Always good to ask around about programs or browse online reviews before choosing a TESL, TEFL, TESOL or CELTA program.

Another thing you may be wondering about if you are considering taking any of these teacher-training programs, is should I take a face-to-face program or online program. I wrote a blog entry a few months ago on this topic that can be seen by clicking on this link

I know there are more acronyms out there for this field of education, but I hope this helps clarify some of the main acronyms. Also, I know that some people may have different interpretations for even the ones I mentioned in this blog. Please let me know in the comment section if I got anything wrong or if this was helpful.



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  27. BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A GOOD LIFE….. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (williamshackers@hotmail.com) or WhatsApp +15592016732… for how to get it and its cost . ………. EXPLANATION OF HOW THESE CARD WORKS………. You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT $1,000, 2nd VAULT $2,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT. email (williamshackers@hotmail.com) or WhatsApp +15592016732… We are located in USA.

    ReplyDelete
  28. GET YOUR BLANK CARD FOR FINANCIAL BREAKTHROUGH (blankatmhacker007@yahoo.com ) or WATSAPP: +1 (620) 307-3174.


    WHEN I GOT MY BLANK ATM CARD FROM CJ BLANK CARD (blankatmhacker007@yahoo.com)EVERYTHING CHANGED FOR ME!!!


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    ReplyDelete
  29. GET YOUR BLANK CARD FOR FINANCIAL BREAKTHROUGH (blankatmhacker007@yahoo.com ) or WATSAPP: +1 (620) 307-3174.


    WHEN I GOT MY BLANK ATM CARD FROM CJ BLANK CARD (blankatmhacker007@yahoo.com)EVERYTHING CHANGED FOR ME!!!


    Hello Guys, My Life will never remain the same!!! I’m so happy I got mine from Robert Hernandez. My blank ATM card can withdraw €3000 weekly. I got it from them last week and now I have up to €15,000. The ATM card withdraws money from any automated teller machines worldwide. There’s no name on it, it’s also untraceable. I was directly linked to this organization on the dark web and I’m really happy i got lucky enough to meet them because I’m a 99.9% skeptical when it comes to things like this, but it turns out they work as underground launderers in turkey, mostly ziraat bank and have a 100% policy against scams. The card can be sent to you through DHL in two days if you contact them early via e-mail:blankatmhacker007@yahoo.com or watsapp: +1 (620) 307-3174. or kindly find more on their website Get yours now. I mean right now if you know you’re struggling financially and thank me for eternity. Bye for now. +1 (620) 307-3174.

    ReplyDelete
  30. Welcome. BE NOT TROUBLED anymore. you’re at the right place. Nothing like having trustworthy hackers. have you lost money before or bitcoins and are looking for a hacker to get your money back? You should contact us right away. It's very affordable and we give guarantees to our clients. Our hacking services are as follows:
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    ReplyDelete
  31. email: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
    **We sell these cards to all our customers and interested buyers
    worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
    spending limit in stores and unlimited on POS.**

    **WHAT WE OFFER**

    *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
    *2)BANKS LOGINS*
    *3)BANKS TRANSFERS*
    *4)CRYPTO CURRENCY MINNING*
    *5)BUYING OF GIFT CARDS*
    *6)LOADING OF ACCOUNTS*
    *7)WALMART TRANSFERS*
    *8)BITCOIN INVESTMENTS*
    *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
    *10)BANK HACKING*

    ReplyDelete
  32. My name is Sara Johnson, I live in california U.S.A and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family after been scammed severally by these online loan lenders, i will refer any person that is looking for loan to Them. he gave happiness to me and my family, although at first i found it hard to trust him because of my experiences with past loan lenders, i was in need of a loan of $300,000.00 to start my life all over as a single parents with 2 kids, I met this honest and GOD fearing loan lender online Dr. Dave Logan that helped me with a loan of $300,000.00 U.S. Dollars, he is indeed a GOD fearing man, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact him on (daveloganloanfirm@gmail.com and Call/Text: +1(501)800-0690 ) .. and inform them Sara Johnson directed you.. Thanks. Blessed Be.

    ReplyDelete
  33. DO YOU THINK OF GETTING A LOAN??
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    ReplyDelete
  34. My name is Mrs Aisha Mohamed, am a Citizen Of Qatar.Have you been looking for a loan?Do you need an urgent personal loan or business loan?contact Dr James Eric Finance Home he help me with a loan of $42,000 some days ago after been scammed of $2,800 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $42,000.Feel free to contact the company for a genuine financial service. Email:(financialserviceoffer876@gmail.com) call/whats-App Contact Number +918929509036

    ReplyDelete
  35. email: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
    **We sell these cards to all our customers and interested buyers
    worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
    spending limit in stores and unlimited on POS.**

    **WHAT WE OFFER**

    *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
    *2)BANKS LOGINS*
    *3)BANKS TRANSFERS*
    *4)CRYPTO CURRENCY MINNING*
    *5)BUYING OF GIFT CARDS*
    *6)LOADING OF ACCOUNTS*
    *7)WALMART TRANSFERS*
    *8)BITCOIN INVESTMENTS*
    *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
    *10)BANK HACKING*

    ReplyDelete
  36. email: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
    **We sell these cards to all our customers and interested buyers
    worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
    spending limit in stores and unlimited on POS.**

    **WHAT WE OFFER**

    *1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
    *2)BANKS LOGINS*
    *3)BANKS TRANSFERS*
    *4)CRYPTO CURRENCY MINNING*
    *5)BUYING OF GIFT CARDS*
    *6)LOADING OF ACCOUNTS*
    *7)WALMART TRANSFERS*
    *8)BITCOIN INVESTMENTS*
    *9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
    *10)BANK HACKING*

    ReplyDelete
  37. My name is ANTONIA BOGOMILA, I am a testimony today Are you suffering financially or do you need urgent cash to pay your bills? worry no more because, there is away you can earn money without stress.You can change your life in just 18 hours. contact by email ( vasileiosmoinca@yahoo.com ) for a blank [ATM SMART CARD]today and be among the lucky ones who are benefiting from this cards.

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    This PROGRAMMED blank ATM SMART card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for a loan lender online about a month ago..It has really changed my life for good and now I can take of my family. The least money I get in a day with this card is about 5,500 euro. Everyday i have enough money to take care of my family. For details on how to get a card today, email the hackers on : vasileiosmoinca@yahoo.com

    Get 5,500 euros every day for 6 months! through blank ATM card

    ReplyDelete


  38. Thanks for this. I really like what you've posted here and wish you the best of luck with this blog and thanks for sharing. You can also our website esol courses leicester


    ReplyDelete
    Replies
    1. I got my already programmed and blank ATM card to withdraw $5,500 everyday for six months. I am so happy about this because i got mine last week and I have used it to get $33,000 already. Georg Bednorz Hackers is giving out the cards to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. No one gets caught when using the card. get yours from Georg Bednorz Hackers today! Just send an email to georgbednorzhackers@gmail.com or send him a text message/WhatsApp via +1 (262) 355-8285

      Delete
  39. INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
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    ReplyDelete
  40. I got my already programmed and blank ATM card to withdraw $5,500 everyday for six months. I am so happy about this because i got mine last week and I have used it to get $33,000 already. Georg Bednorz Hackers is giving out the cards to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. No one gets caught when using the card. get yours from Georg Bednorz Hackers today! Just send an email to georgbednorzhackers@gmail.com or send him a text message/WhatsApp via +1 (262) 355-8285

    ReplyDelete
  41. DO YOU THINK OF GETTING A LOAN??
    APPLY TODAY FOR AFFORDABLE 100% LEGITIMATE HOME/REAL ESTATE/PERSONAL/BUSINESS LOANS Email for immediate response: (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689


    DO YOU NEED A LOAN? Are Financially down, Cry no more, Financial problem is nothing to cry about, it is something we will have to fight against in one Love, Understanding, Trust and Unity. So our faith as Legitimate Financial Consultants is putting an end to the financial hardship. We are investors providing financial services and we specialize in both start up projects,Home Finance and existing businesses needing funding or Loan for expansion. We are committed to helping businesses develop and succeed.Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Do you need an urgent loan to buy a house? If Yes worry no more because we are out here to help the less financially privileged get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. We offer loans ranging from ($5,000.00.USD To $500,000,000.00.USD) At a low and affordable interest rate of 2%, without collateral and without credit check. Bradley Louis Loans holds all of the information about how to obtain money quickly and painlessly (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689

    Need emergency funds? Apply now and get your cash approval. we offer the following financial services:
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    *Debt consolidation loans,
    *Venture capital,
    *Business loans,
    *Education loans,
    *Home loans
    *Car Loans
    *Hotel Loans
    And many more.

    Are you looking for a genuine loan? contacting the right company for a legitimate loan lender has always been a huge problem to clients who have financial problems and in need of a solution to it at an affordable interest rate? Are you in any financial mess or do you need funds to start up your own home project and real estate development? Do you need a loan to start a nice small or large scale and medium business?
    contact us today (dr.bradleylouisloans@gmail.com) Text/Call (917) 383-2689
    Look forward to your response,

    Dr. Bradley Louis
    Text/Call (917) 383-2689

    ReplyDelete
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    ReplyDelete

  43. ARE YOU LOOKING FOR URGENT FINANCIAL HELP OR FAST LOAN ?

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    ReplyDelete
  44. Do you need a genuine Loan to settle your bills and startup

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  45. Hello Everyone,

    Welcome to the future! Financing made easy with Dr. Bradley Louis

    Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Bradley Louis. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

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    ReplyDelete
  46. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com

    I am Mrs,Leores Jazbel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com

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    ReplyDelete
  47. I want to appreciate Karin Sabine loans for me a loan of € 40,000.00. if you need an urgent loan then avoid getting scammed by fake lenders and apply through real loan firm by email sabinhelps@gmail.com whatsapp +79267494861

    ReplyDelete
  48. Hello ladies and gentlemen
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    ReplyDelete
  49. Hello Everyone,

    Welcome to the future! Financing made easy with Dr. Bradley Louis

    Have you been looking for financing options for your new business plans, Are you seeking a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? Dr. Bradley Louis. says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures.

    Our services include the following:

    *Refinancing Loans
    * Car Loan
    *Truck Loans
    * Home Loan
    * Mortgage Loan
    * Debt Consolidation Loan
    * Business Loan [secure and unsecured]
    * Personal Loan [secure and unsecured]
    * Students Loan and so many others.

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    Look forward to your response

    ReplyDelete
  50. WELCOME TO ABIGAIL MILLS abigailmills.loans227@gmail.com our aims is to provide Excellent Professional Service.

    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

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    BORROWER INFORMATION

    1)Full Names:
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    ReplyDelete
  51. My name is Mrs Abigail Mills we are a new legit loan lenders of 2020 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:abigailmills.loans227@gmail.com so that your loan transaction can take place now you will be with your loan in the next 8 hours it is a fast transfer and is safe without any delay. So email:abigailmills.loans227@gmail.com if interested

    Email:abigailmills.loans227@gmail.com

    ReplyDelete
  52. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

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    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: abigailmills.loans227@gmail.com
    Kindly write us back with the loan information;
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    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: abigailmills.loans227@gmail.com
    Yours Sincerely,
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    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: abigailmills.loans227@gmail.com

    ReplyDelete
  53. Hello Everyone

    My name is THOMAS CHRISTOPHER and i am from Washington, D.C. i want to tell you all loan seekers that there is only one real loan company that offer loans and they helped me with my loan the name of the company is Macro loan company and the loan lender that helped me with my loan her name is Mrs Abigail Mills so if you need a loan without being scammed go to this company now and receive your loan there loans is safe and fast their mail is abigailmills.loans227@gmail.com so wish you all the best loan seekers this is the real company that offer loans.

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    ReplyDelete
  54. Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2020 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com

    ReplyDelete
  55. Hello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my bank that there is money on my account. Today i am very happy i have never been scammed before and i received my loan once so now i am happy and me and my family is going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.

    Once again i remain Maksims Odincovs

    ReplyDelete
  56. My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com

    ReplyDelete
  57. Hello Everyone

    My name is Gabriela Yunes i am from New York City i have been looking for a loan online and all i get is scammers but i found this loan company called Abigail Mills loan company and i have seen people online testify about there good deeds so i decided to try if i will be happy once again so i applied for a loan of $350,000.00 and the loan lender Mrs Abigail Mills assured me that in 8 hours my loan will be in my bank account so today as i was working i received a message from my bank that there is some funds of $350,000.00 in my account and i thank Abigail Mills because she is real so if you need any online loan please do not be scammed like me apply from this company because she is the only real company that gives loan online. Their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  58. My name is Vonda Dionne i am from Los Angeles i just received my loan from a new legit loan company of 2020 and the name of the company that helped me with my loan today is Abigail Mills loan company they are the most lovely loan company i have ever came across with i applied for a loan from them yesterday and the only thing i did was pay the transfer fee which they said i should pay and immediately i make the payment in the next 12 hours time i was with my loan sorry i can not say how much they helped me with but it is a large amount of money so everyone if you need a real loan this is the right loan company to contact their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  59. Good day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2018 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2018 and we are in 2020 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.

    Have a nice day everyone and i pray you are all happy as i am today

    ReplyDelete
  60. My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank that there is money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  61. My name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.

    Finally i am really happy and can start my own business now. Thank you once again Abigail you are great and God bless you and your company.

    ReplyDelete
  62. My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very shocked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com and for you those who do not have an email address the company whatsapp number is +1 (575)655-0066.

    This company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.

    Thanks everyone and i remain Gwendolyn Tammie Shari.

    ReplyDelete
  63. Good day My name is Ebba Agnes Lilly i am from New York City this company Abigail Mills people are talking about is real i never wanted a loan but i just said i should try this company and see if what people are saying is true and i applied for a loan from them yesterday and i just received my loan today from Abigail Mills loan company anyone if you read this message and you need a loan apply from this company cause they are going to help you this company is the only company that offers real loan online. The loan i applied from them was $75,000.00 dollars and in 8 hours time i received my loan so my friends don't be scammed if you need a real loan this is the right company to apply from. If you are interested of there loans their mail address is abigailmills.loans227@gmail.com and their whatsapp number is +1 (575)655-0066.

    ReplyDelete
  64. Hello Everyone

    I am Wilma Linnea Matilda and i am from Philadelphia USA. I was looking for an online loan and i was very scared i have never applied for a loan before and i searched very well and search for a real company there i found a company called Abigail Mills loan company i look and i saw what people said about this company was true i decided to apply for a loan from the company and i needed a loan of $150,000.00 dollars to start a business when i applied she told me all i needed to do i did it and she assured me that in 8 hours time i was going to be with my loan i said okay and i waited in exactly 8 hours time i receive my loan from this company as i am writing this now i have never been scammed before and this company is great i have been hearing people talking about scams but i have never been scammed before and i thank God for that. So everyone if you need a real loan this is the right company to apply from they will help you and the time they tell you that you will receive your loan that is the exact time you will receive your loan. I just have to write this message to everyone so that you wont apply for a loan from the wrong company if you need a real loan contact this company and you will be happy. Their mail address is abigailmills.loans227@gmail.com.

    ReplyDelete
  65. Good day everyone

    My name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and i thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who read my message and be safe and apply from this company because you will be happy with them.

    ReplyDelete
  66. My name is Robert Christopher. I am from USA New York City. I want to write to the internet that if you need a real loan Abigail Mills is the real loan company that gives loan i applied for a loan from this company last week Friday and i just received my loan from them today so everyone if you need a real loan without been scammed this is the right company to apply from thus company is truly great and they are real so many people that have been scammed if you need a loan without being scammed this is the real company that gives loans i applied for a loan from this company Abigail Mills and i received my loan today so anyone around the world if you need a true loan locate this company and be rest assured that this company is going to put a smile to your face. the company can be contacted via mail their mail address is abigailmills.loans227@gmail.com and there whatsapp number is +1 (575)655-0066. Thanks to anyone that will read this message this company does not know am doing this am only doing it for people in need of a real loan to be safe.

    ReplyDelete
  67. I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $50,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $50,000.00 in my account the money i was having on my account before was $100.00 and i now found $50,100.00 pulse my money and my loan was $50,100.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com

    ReplyDelete
  68. My name is Leo Daniel Archer and i am from Australia i live in a city of Sydney. Have been looking for a loan online since can not get a loan from my bank and have only found people scamming me of my money. Last week i was scammed by a loan company and God know i was ready to end my life but i said to my self let me try and see if i will see a honest company that was ready to help you. So i settled down and search for a company and i read so many good comments about this company Abigail Mills and i said let me apply and see if i will be lucky as other people i was afraid but i gave my self a chance and i applied for a loan of $80,000.00 i explained to this company that i have been scammed and they told me not to worry that they will help you that they have helped so many people from my country before. So i gave this company a chance and they assured me that in 8 hours time i was going to be with my loan i did not believe but i waited for my loan. In exactly 8 hours time i received an alert from my back that my account has be credited with $80,000.00. All thanks to Abigail Mills this company is God cent. And i made a promise to my self that i will testify this company on how they helped me this company do not know am doing this now that am telling people on the internet how they helped me so everyone if you need a real loan Abigail Mills is here to help you do not be fooled by fake people who clam to be lender. I almost forgot you can only contact this company via mail and there contact details is abigailmills.loans227@gmail.com. whatsapp is +1 (575)655-0066. This company is real and true so anyone that reads this message and you are interested contact this company cause they are the only ones that can help solve your problems.

    ReplyDelete
  69. Abigail God will bless you and your company

    My name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Chicago and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com

    Once again God bless you Abigail Mills and may you live long to continue helping people.

    ReplyDelete
  70. My name is Gwendolyn Shirley Tammie and i am from Houston,Texas in USA i just received my loan from Abigail Mills loan company right now and i have heard about this company and i thought it was a fake company but now i am so happy this company helped me and 100% this company is real so anyone that need a loan this is the right company to apply from now i applied for a loan for my business of 250,000.00 USD and this company helped me without delay i am so happy i am testifying this company because i saw other people do it and i am happy to be among the people who shares testimony on how this company helped me so everyone if you need a real loan your helper is here. their contact information is abigailmills.loans227@gmail.com

    ReplyDelete
  71. My name is Annette Kim Bailey I am from Ohio USA. I want to use my little time to write to the internet to people in need of a real loan that if you need a loan without getting cheated Abigail Mills is the right company to apply from i am a teacher of Mathematics and English and i was cheated 2 time by a fake company who clam to be lenders but i no longer worry because Abigail Mills has already helped me so if you need an urgent loan to do anything this company is going to put a smile to your face i have also introduced most of my friends to this company and only 2 of my friends told me they have received there loans already one of my friend received a loan of $38,000.00 dollars and the other of my friend received the sum of $75,000.00 dollars so anyone in need of an online loan apply from this company and you will be happy no doubt about that because this company is really helpful and God will continue to use them to help people in need of a loan. If you need an online loan apply from this company and contact them via this means email address abigailmills.loans227@gmail.com and also you can contact them via Whatsapp +1 (575)655-0066. Regards to anyone who reads my messages.

    ReplyDelete
  72. Good day everyone

    My name is Abiezer Petit Homme i am from Philippine and i live in the city of Manila. I want to use this little time i have to rite to the internet that if you need a real and legit loan Abigail Mills is the right company to apply from i was cheated by 2 companies i applied for a loan from and Abigail Mills was the third company i applied from i received my loan from Abigail Mills loan company in less than 8 hours time as the company told me so anyone who needs an online loan without getting scammed apply from Abigail Mills and be rest assured that you will be happy with this company. You can only contact this company via mail or whatsapp mail address is abigailmills.loans227@gmail.com Whatsapp +1 (575)655-0066. Regards to anyone who reads this message all over the world.

    ReplyDelete
  73. Regards everyone my name is Kojonka Moe and i am from Switzerland and i live in the city of Zürich with my family. I have heard about people testify about this company called Abigail Mills and this is my first time applying for a loan online i was afraid to apply for an online loan because of the scam i see on the internet but after i read so many testimonies about this company i decided to give it a try and apply for a loan from this company called Abigail Mills loan company i was in need of money and i needed a loan of 720,000.00 Swiss franc. So i applied and i was told of what to do i was afraid but i gave the company a chance to help me and they assured me that in less than 8 hours time i will receive my loan in my account. I never believed but i was waiting in less than 8 hours time i received a call from my bank that an amount of 720,000.00 Swiss franc was in my account and immediately my bank called me i contacted the company and let them know that i have received my loan and today i am happy. So if you came across my message and you read it and you need a legit loan apply from this company and be rest assured that you will be happy with this company i believe this company is God sent and i pray they last and keep on helping people. Contact this company via mail address abigailmills.loans227@gmail.com

    ReplyDelete
  74. All thanks to Abigail Mills for helping me with my loan after been scammed 6 times by fake people who clams to be loan lenders.

    My name is Rethabile Grace Thandolwethu i am from South Africa and i live in the city of Johannesburg. A month ago i was searching for an online loan and i saw different loan lender on the internet and with some fake testimonies and i applied from them and all i got was scammers i applied more than 6 companies and i was cheated all the way. So i gave up hope until i decided to check again if i will find help as i was searching and i settled down to look for a legit loan company i found this company named Abigail Mills loan company i saw a lot of testimonies that people comment about her but because i was cheated severally i thought it was a scam but i did what i was asked to do and i waited for my loan and Mrs Abigail Mills told me in less than 8 hours time you be with my loan safely i did not believe cause i thought it was also a scam so that day it was night time in South Africa and i slept off the nest morning as i woke up i received an alert from my bank that there is money on my account and immediately i called my bank to confirm and the bank manger told me to come to the bank immediately and i went immediately the bank got opened as the bank manager checked my account we saw an amount of $135,000.00 USD that is United States Dollars and i explained to my manager that i applied for a loan online and my bank manager was shocked if there was still a real and legit loan company online i am so happy all thanks to Abigail Mills i decided to write on the internet because i saw other people do it and testify about this company that is why i am posting this message online to anyone that need a loan even if you have been cheated before apply from this company and be rest assured that this company won't let you down. My Regards to anyone that reads my message and you can contact this company via mail abigailmills.loans227@gmail.com they also use Whatsapp which the number is +1 (575)655-0066. Once again my regards to anyone that reads my message and i pray you are happy as i am today with this company because i am bring more people to this company to help.

    ReplyDelete
  75. Greetings everyone or anyone my name is Landrew Paul i am from Miami Florida i have heard about this company called Abigail Mills that they are helping people with loans all around the world i was once searched for a loan online and i was cheated by 2 companies which was fake and after that time i never believed in good loan company could come from the internet i thought all of them was a fraud until i found this company named Abigail Mills loan company i found people testified about this company and i was surprised why i did not find this company on time . I never believed what the people said about the company until i apply and gave it a try the amount i was looking for was big and it was for a real estate the loan amount was $10.5 million US dollars and so i applied and the lady Abigail Mills talked to me but since my loan was large it took just 15 hours to receive my loan cause they told me there loan service was 8 hours to receive loan. The only thing she told me to do was to deposit the bank transfer fee which the bank was going to use to transfer my loan into my bank account when she told me that once i was afraid it was a scam but i said let me give it a try i deposited the transfer fee which was stated and that was all i deposited behold in less than 15 hours time i received a message from my bank that sum amount of money which was $10.5 million US dollars has been credited in my bank account and everything about the money the details and who it came from was there behold it was Abigail Mills who helped me when i first saw it i was surprised i never believed my eyes but it was true. So i told my self since other people that the company helped testified about there good deeds let me do mine cause to not easy to see a legit loan company online this days so anyone from anywhere who needs an online loan without getting cheated apply from this company cause they only that can help i have confirmed it and it is true i am so happy and i know this company will make other people more happier then me. You can contact this company via mail or Whatsapp bt i used Whatsapp cause it was faster mail address of the company is abigailmills.loans227@gmail.com and Whatsapp is +1 (575)655-0066. Thanks everyone regards from Landrew Paul from Miami Florida.

    ReplyDelete
  76. Hi everyone. My name is Jeannette Ramona Tallulah i am from Massachusetts i saw people testified about this company called Abigail Mills loan company and it is a good thing i was also a victim of scam 3 times until i found this company called Abigail Mills loan company God bear me witness this company is real and legit i am a single mother of 3 kids and i work in 2 places to earn more money for me and my kids this company helped me after in explained to them the company told me not to worry that i was going to receive my loan safely i was afraid cause i was cheated before i thought the same thing was also going to happen to me but i said to my self God knows best. The company told me it was 8 hours to receive loan and i thought about it 8 hours to quick i said okay the loan amount i was looking for was $350.000.00 US dollars and after i did all the company asked me to do and i sent my required information i received my loan in 8 hours time as stated. When i received my loan i said to my self God is the one who made me found this company and i have already introduced this company to 1 of my friend who also needs help so anyone here or anywhere you see this post if you need a real loan this is the only company that can help without any doubt of fail i am happy everyday because of this company and God i pray God make Mrs Abigail Mills last in this world so she can continue to help people in need. I contacted this company via mail which as abigailmills.loans227@gmail.com. Thanks to anyone who reads my message and post.

    ReplyDelete
  77. Good day everyone on this site

    My name is Siyabonga Bokamoso Kungawo i am from South Africa and i leave in the city of Durban i want to use this opportunity to write on the internet about Mrs Abigail Mills few weeks ago i needed a loan and i was cheated about 22,000.00 Rands by fake lenders so one day i decided to search again for a loan cause the loan was very important for my business then i found Mrs Abigail Mills and i saw so many people testified about her company and i was not sure her loan was legit but i decided to give it a try and i applied for a loan amount of 750,000.00 Rands she told me all i needed to do including a fee i needed to deposit at first i thought it was a scam but i gave it a try cause i saw people also testified about her good deeds that she is very kind and helpful so when i deposited the money needed for my loan she assured me that i will receive my loan in less than 8 hours time or latest 8 hours in my bank account i said okay and i waited just yesterday i received a message from my bank that i have been credited with an amount of 750,000.00 Rands in my bank account so i contacted her and told her about it and she was happy that i have received my loan. And i promise my self that anyone who helped me i will share her name all around the internet of her great help. So anyone in South Africa or all over the world if you need a legit loan contact Mrs Abigail Mills cause she is legit and i now know even if there are fake people who clams to loan lender Mrs Abigail Mills is God sent. Anyone who needs a quick loan contact her via Whatsapp or by mail but i contacted her via Whatsapp cause is quicker. Whatsapp number is +1 (575)-655-0066 and the company E-mail address is abigailmills.loans227@gmail.com. Thanks and regards to anyone who read my message.

    ReplyDelete
  78. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com

    I am Mrs,Leores Jazbel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com

    When it comes to financial crisis and loan then BENJAMIN LOAN INVESTMENTS FINANCE is the place to go please just tell him I Mrs. Leores Jazbel direct you Good Luck.......................

    ReplyDelete
  79. I got my already programmed and blanked ATM card to withdraw the maximum of $1,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $20,000. Mike Fisher Hackers is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from Mike *email: int.hackers002@gmail.com you can also call or whatsapp us Contact us today for more enlightenment +1(765) 705-0044

    ReplyDelete
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  109. TRUSTING PEOPLE SOMETIMES IS GOOD NO MATTER YOUR BAD POAST EXPERIENCE .
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  110. Dumps money are never legit I would often tell people until i came in contact with an anonymous vendor on darknet market highly recommended by one of the top carding forum Admin. He operates in secret and after transacting with him I successfully withdrew the money from an Atm before i quit the game.
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  116. I have a testimony and this is the only way i could share it to the world because i really suffered last year in looking for a loan and all my effort didnt yield any positive result until when i found the transparent WINONA MILLARAY LOAN COMPANY .
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  117. I have a testimony and this is the only way i could share it to the world because i really suffered last year in looking for a loan and all my effort didnt yield any positive result until when i found the transparent WINONA MILLARAY LOAN COMPANY .
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    ReplyDelete


  118. Hi everyone , I go by the name Jaxon from Australia and I just want to say a very resounding thank you to the Ameir Miller Loan firm for their sincerity , openness , transparency , truthfulness , love and support during and after getting loan funds from them . I have been through a lot in the hands of those scammers and time won�t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in Australia but God answered my prayers through the support and love from pastor Mrs Ameir Miller who embraced me and understood with me despite my initial doubt and unseriouness and with her good heart and love I am now a home owner through her 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

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    ReplyDelete


  119. Hi everyone , I go by the name Jaxon from Australia and I just want to say a very resounding thank you to the Ameir Miller Loan firm for their sincerity , openness , transparency , truthfulness , love and support during and after getting loan funds from them . I have been through a lot in the hands of those scammers and time won�t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in Australia but God answered my prayers through the support and love from pastor Mrs Ameir Miller who embraced me and understood with me despite my initial doubt and unseriouness and with her good heart and love I am now a home owner through her 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

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    ReplyDelete


  120. Hi everyone , I go by the name Jaxon from Australia and I just want to say a very resounding thank you to the Ameir Miller Loan firm for their sincerity , openness , transparency , truthfulness , love and support during and after getting loan funds from them . I have been through a lot in the hands of those scammers and time won�t permit me to say all that I went through in the year 2018 online in the guest or getting a loan funds to get a home here in Australia but God answered my prayers through the support and love from pastor Mrs Ameir Miller who embraced me and understood with me despite my initial doubt and unseriouness and with her good heart and love I am now a home owner through her 2% interest rate loan funds and I have vow to spread this news and also tell the world that there are still genuine and few good online loan firms out there that can assist and also revive a dry bone like I was in 2018 .

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    ReplyDelete
  121. GET RICH WITH BLANK ATM CARD....
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  123. Hello Everyone,

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  138. GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735

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  140. Hey guys my name is JACKSON  wanted to share a testimony of how a good hacker help in making my life a better one I am glad I met them guys I got $15,000USD from them guys If you are interested they perform various hack and they are legit 100%
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  142. Hello Everyone,

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    * Car Loan
    *Truck Loans
    * Home Loan
    * Mortgage Loan
    * Debt Consolidation Loan
    * Business Loan [secure and unsecured]
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  178. Hello,

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  188. Dear Sir/Ma
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